Civic commons

Market timing and racial wealth disparities

One of the enduring features of American inequality is the wide disparity in homeownership rates between white Americans and Latinos and African-Americans. And because homeownership has — or at least was, historically — a principal means by which families built wealth, this disparity in homeownership translated into or amplified racial and ethnic wealth disparities.  There

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Our infographic for thinking about the civic commons

City Observatory is about cities, and while much of the discussion of urban policy surrounds the physical and built environment, ultimately cities are about people. When cities work well, they bring people together. Conversely, when cities experience problems, its often because we’re separated from one another or driven apart.   A critical feature of cities

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Where are African-American entrepreneurs?

Entrepreneurship is both a key driver of economic activity and an essential path to economic opportunity for millions of Americans. Historically, discrimination and lower levels of wealth and income have been barriers to entrepreneurship by African-Americans, but that’s begun to change. According to newly released data from the Census Bureau, its now estimated that there

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